Gerald Munar questioned:
Though I’m still young, i wanted to start saving money for me and my family’s future. I wanted to save it to some financial institution that I can trust or a Bank that offers high interest rate.

We’ve all thought, from time to time, there must be some way to spend less on groceries because these prices are just too high. We all have those times when suddenly our grocery budget is not as huge as it needs to be. Shopping at a salvage grocery store can save you money.

When my children were young we had several tactics to save on groceries:

a. We clipped coupons

b. We kept a grocery price book to track the cost per ounce of groceries we bought.

c. We shopped the grocery store sales & bought the excellent deals.

d. We bought bread at the day ancient thrift stores.

e. When we found one, we went shopping at salvage grocery stores.

There was something heartwarming about buying a $3.00 box of cereal for $1.00 to $1.50 and it really saved our family with six of us to feed. We didn’t care if the box had a crunched corner or a rip in the cardboard because we only ate from the sealed liner inside.

Buying our cans of beans, corn and fruit for 1/2 the store prices was fantastic, even if, some of the cans were dented or had a tear in a mark. What counted to us was what was inside the can.

What counted most of all to me, when shopping at a salvage grocery store, was when we checked out. We were always surprised out how small we had spent on our cart full of groceries.

How do you find a salvage grocery store? In the past people usually found these stores through word of mouth. Usually a discount grocery lets their bargain pricing spread through word of mouth or small ads in neighborhood papers. We have a new directory at discountgroceryandmore.com where we list all the salvage and discount groceries nationwide for free.

Is it safe to buy discount or salvage groceries? As people shop at my store I see two kinds of people. Customer A may look for an expiration date and never buy anything that is out of date at all. Customer B either, never looks at these dates or simply makes sure the item is not more than a year out of date.

Expiration Dates

There is a small confusion about these dates. The only things Federally required to be discard on certain dates are baby formula and baby foods. Other items with dates like best if used by and use before or best flavor if used by dates are place there by the manufacturer. This is done to either cause the grocer to price food so it sells or as a means to rotate stock.

Most of us have out of date foods in our cupboards we’ve been consuming over the years without realizing it. Some things like milk and potato chips do go stale after going past their expiration by a few days or a few weeks. Canned foods usually last a long time past these dates as do many boxed foods.

What about dented cans? Usually a small dent is not a concern. The only dents that concern the USDA, who regulates these stores, are dents of the seals on the top of a can or on a side seam. I have eaten many of these cans of, not allowed to be sold food. I have had only one can I opened that was terrible. I have occasionally thrown away a couple cans that were bulging as we sorted through a load of groceries.

There are a lot of these groceries that turn up in food pantries through agreements with, and, or donations from food chains. There are some food pantries setting up their own stores to buy these groceries and provide them to the folks who need them desperately.

If you have never shopped at a discount grocery, try one, you may be pleasantly surprised. If you have questions or concerns just question the owners and their employees. They will be glad to help you. Most salvage stores I know of have a, it’s no problem attitude, if you ever buy something that doesn’t meet your expectation, they’ll exchange it or refund your money.

By: Darryl Van Kirk

About the Author:

dblanco_82 questioned:
I’m relocating from California to Texas this week (military) and I wanted to know if anyone has any excellent suggestions for saving money while traveling. I want to try and do what I can to save money and use my gas as efficiently as possible.

The Internet is a fantastic invention for many different reasons. But, did you know that it can be a fantastic resource for saving you money when shopping? You no longer have to clip coupons out of the Sunday paper; you can find them right at the tip of your fingers just by knowing where to look!

Coupons

One of the simplest ways to save money on the Internet is by printing online coupons. All you have to do is type the search criteria “online coupon” in your favorite search engine and you are on your way to savings! Here are some examples of fantastic online web sites that help you save money:

CouponSurfer CouponSurfer has nearly 300 coupons from over 100 stores on their web site. Do you need new brake pads on your car? You can save up to 50% just by filling out the free registration form at CouponSurfer and printing their coupon. Other recent savings at CouponSurfer were a 40-cent coupon from Tropicana, a 50-cent off coupon from St. Joseph’s aspirin, and coupons from Pampers.

Hot Coupons Hot Coupons lets you type in your zip code or city name to find discounts offered in your area. You can find savings for local restaurants, automotive centers, health centers, retail stores, and businesses including real estate, lawyers, hotels, and doctors.

Also, pay attention to television commercials. Many times, companies coming out with a new product will advertise on television and list a web page where you can print a money saving coupon. A recent commercial from Febreze listed their web page address. By going there, you can fill out a form and have Frebreze mail you $20 in coupons for many of their products, including their latest electronic air freshener, NOTICEables.

Coupon Codes

There are also web sites that offer a percentage off online buys. Ultimate Coupons is a fantastic example of this type of online savings site. Ultimate Coupons constantly updates their site with the latest in online savings. A recent search showed coupons for 10% off at Target.com, 15% off Pet Supplies at Petco, and $5 off $20 on Digital Photos & Gifts at Snapfish. Many times, if you search online, you can also find codes for free shipping to places like Macys, Sears, Amazon, and Ancient Navy.

Freebies

Many web sites have user forums where people can share online savings and free offers with each other. Huge Huge Forums is an brilliant place to visit to find coupon codes, freebies, and reward programs. Members (there are over 31,000) post different offers they have seen on television or found online. There are folders for each particular type of offer, so it is very simple to find things here. Once you register for free, you too can post coupon codes and freebies. You may even be lucky enough to get in on a free subscription to a magazine such as TV Guide or link to a free Schick Quattro razor.

Comparison Shopping

A fantastic feature of many Internet web sites is that they will give you price comparisons of items for which you are looking. Froogle is Google’s shopping search engine. All you have to do is type in the name of what you are looking for and Froogle does the rest! It will find web pages selling the item you are looking for and lists the price. That way, you can find the best deal available. There are several other web sites that will help you to do comparison shopping such as MySimon and Bizrate. Letting these sites help you find the best price can make every online shopping experience enjoyable.

Other web sites can save you money online too. You can refinance your home loan and find the lowest interest rates by searching at Ditech or search for the cheapest car insurance at Geico. How do you learn about all the sites available? The best way is to pay attention to the media. Commercials, newspapers, and magazines are always listing web sites. Also, join a forum such as Huge Huge Forums. When people share thoughts and resources, it can be fantastic for your pocketbook. Remember that every coupon and savings opportunity adds up!

By: Jean Gibbons

About the Author:

When you are using Google AdWords to get traffic to your site you want to make sure you save as much money as you can & at the same time you want to figure out how to make as much profit as possible. In this article I want to show you exactly how you can make this happen in your niche market.

Secret #1 – You have to make sure you are staying away from the high search volume keywords in your niche.

It is very simple to look at the keywords in your niche market and reckon that you can make the most money possible if you are focused on the search terms that get the most traffic to them.

The bottom line is that if you do this you will end up spending a lot of money on getting visitors to your site who might never buy anything you are selling.

The search terms that get the most visitors are usually the ones who also will send you the most unqualified visitors as well.

Secret #2 – Make sure you are focused in on a sub-niche within your niche market.

You have to realize that if you focus on a sub-niche you are going to make more money then if you focus on the larger niche market.

The reason is that you can better segment visitors who are in a sub-niche because you can more easily target your offers to them. That means your conversion rates will be hire and you will make more money.

Once you start to make a profit in one sub-niche, you can broaden out your strategy to go into a second sub-niche and keep doing this.

By: Jason Nyback

About the Author:

♥lisa alexandria♥ questioned:
I have distress saving money, but I’d really like to get a car soon. I’m supposed to take my road test to get my license within the next few months. Any suggestions on the best way to save money? Your help would be so greatly appreciated!

Felicity S questioned:
I’m saving for something that costs about 3k-6k. I’m only 15, so I don’t reckon I can get a job or anything. I do babysit quite a bit and I plot on not spending any money. I’ll sell things and save up allowances until I reach my goal?

But does anyone have any other tips or methods to saving money?

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